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You must notify the authorities if there is a car misfortune. The police will know how to best proceed, and I will make sure the right information is obtained. Ideal ally when confronted with the carrier is the authorities and their report also. Phone the police as soon as potential.
There are also discounts available several insurance companies. You will get a discount for safe driving, students getting good grades, senior discounts, etc. This together with with a high deductible and only getting what you would like will give you the lowest insurance costs possible.
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